Ategrity Specialty Insurance

Ategrity Specialty Insurance is a profitable and growing specialty insurance company focused on providing excess and surplus (“E&S”) products to small to medium-sized businesses (“SMBs”) across the United States. The company has developed a proprietary underwriting platform that leverages advanced data analytics alongside automated, streamlined processes to efficiently serve clients and deliver long-term value to its stockholders. Operating within the high-volume, small-policy segment of the SMB market, the company maintains a competitive edge through consistent, high-speed, and low-touch interactions—qualities that are highly valued by its distribution partners. This advantage is driven by a technology-enabled approach to standardizing, simplifying, and automating the transaction process, a methodology referred to as productionized underwriting.

The company has achieved substantial growth while maintaining strong underwriting performance. For the year ended December 31, 2024, it wrote $437.0 million in gross written premiums, reflecting a compound annual growth rate of 28.4% over the past two years. Its combined ratio for the same period was 93.9%, representing an improvement of 3.6% compared to the prior year. Members’ equity as of December 31, 2024, stood at $398.3 million, an increase of $76.6 million, or 23.8%, from the previous year. The company believes its productionized underwriting capabilities will continue to support enhanced profitability as it scales its operations further.