Jefferson Capital

The company purchases and collects consumer debt—typically charge-offs and insolvent consumer accounts—across the United States, Canada, the United Kingdom, and Latin America. It also maintains operations in Mumbai, India. Its investment portfolio includes installment loans, credit card debt, auto loans, and utility debt, with a strategic focus on distressed assets.

As a leading, analytically driven purchaser and manager of charged-off and insolvency consumer accounts, the company operates primarily in the U.S., Canada, the U.K., and Latin America. The accounts it acquires are largely unpaid obligations owed by individuals to various credit grantors, including banks, non-bank consumer lenders, auto finance firms, utility providers, and telecommunications companies.

The company's core competency lies in the effective management of the collections function, conducted in strict adherence to applicable laws and regulations.